Services

Tenants In Common (TIC) property

Tenants in Common (TIC) is a co-ownership structure where multiple investors hold individual shares in a property, with ownership portions that can vary in size, starting from as little as 5%. Each share is independently controlled, offering flexibility in buying, selling, or leasing. For SMSF investors, TIC provides a strategic opportunity to pool resources, allowing them to access the property market without the need to purchase a whole property outright.
TIC properties offer significant advantages for high-value investments, with returns ranging from 9-11% p.a., making them an excellent option for SMSFs looking to diversify their portfolios while maintaining manageable financial exposure. Unlike joint tenancy, TIC allows co-owners to hold unequal shares, offering flexibility that aligns with the investment capacities of each SMSF. This structure is highly customizable, enabling each investor to retain control over their individual share, making it easier to manage risk, make independent financial decisions, and tailor investments to their specific SMSF strategy.
TIC properties are compliant with SMSF regulations as long as they align with the fund's investment strategy and purpose. The ability to independently manage and transfer ownership shares makes TIC properties attractive for SMSFs looking to maximize their investment potential, enter competitive markets, and enjoy the benefits of co-ownership without compromising control or compliance. This structure opens doors to lucrative property opportunities that might be otherwise inaccessible for individual investors, all while maintaining the benefits of diversified risk and shared costs.

Build Wealth. Secure Your Future. Today!

Schedule a meeting with our investment experts.

Book your free consultation
FAQ's

Have questions? find answers

TIC (Tenants in Common) allows multiple investors to co-own a property with individual ownership shares that can be independently sold, leased, or transferred
Yes, SMSFs can invest in TIC properties, provided the investment aligns with your fund's strategy and meets compliance requirements.
TIC properties enable SMSFs to pool resources, diversify risks, access high-value properties, and retain control over their shares.
Each SMSF holds a distinct share of the property, allowing for flexibility in ownership and decision-making while maintaining compliance.
Not necessarily. SMSFs can invest directly using available funds or consider limited recourse borrowing arrangements (LRBAs) if financing is needed.
Yes, provided they align with your SMSF's investment strategy and follow ATO rules, especially regarding the purpose of providing retirement benefits.
Yes, rental income from TIC properties can enhance cash flow, contributing to your SMSF's overall growth and income strategy.
Costs may include purchase price, legal fees, property management, maintenance, and shared costs with co-owners.
Yes, you can sell, lease, or transfer your TIC share without affecting other co-owners, offering flexibility in managing your investment.
Assess the property's rental potential, market growth, compliance with SMSF rules, and the terms of the TIC agreement to ensure it aligns with your investment goals.

PO Box 5019, Hughesdale VIC 3166

Real Estate Licence No. 093708L

Disclaimer: CapitalWise Property Pty Ltd does not provide financial advice. We recommend consulting with a licensed financial advisor before making any investment decisions.
chevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram